2024年06月06日（木）

There’s something gratifying about accumulating money over time to put aside to achieve a goal in the future. There are plenty of various investments to choose from each with an opportunity to earn a return that could beat inflation. It is important to think about the various types of investments and how they relate to your financial goals overall including your tolerance to risk.

Investment and funds

A fund is a group investment where your and other investors’ funds are pooled together and then put into a variety of assets. This helps spread your risk as you are not dependent on the performance of just one https://highmark-funds.com/2020/07/27/market-risk-management-a-business-strategy-allowing-to-minimize-the-risks-entailed-in-business-activity asset type. For example the UK Equity Fund would consist of shares from various British companies.

However, you can also find funds that offer various kinds of assets or specific areas. This means that there is a fund to suit every investor no matter their level of experience, timeframe for investment or approach to risk.

Bond funds are a popular option for investing. They are a combination of IOUs, or debt, usually from governments or corporations. They are less volatile than stocks. They are impacted by changes in interest rates and the credit rating.